This is post #28 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! Once I knew how much I spend and for what, I could see what my biggest expenses are. The best way to approach cutting your expenses is to face the biggest pains first and then optimize the rest. My biggest…
Online-Only Banks: What to Look for
This is post #27 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! What is an internet-only bank? A bank which offers serves only online. An internet bank provides neither locations that you can visit nor face-to-face interactions with clerks. That’s why it’s so important to conduct thorough research before opening…
Are You Part of the Banking Sector Evolution?
This is post #26 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! Do you still pay for having a bank account? Do you still pay for cash withdrawals? Have you overslept the disruption of the banking sector? You might have opened an account a few years back. The conditions might…
Money is Like Energy, It’s Never Lost
This is post #25 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! The conservation of energy principle is one of our most cherished laws of physics. Energy cannot be created or destroyed, it can only be changed from one form to another. – Albert Einstein Here is an idea: Just like energy,…
How to Find Your Unique Investing Style
This is post #24 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! Now that you have opened a brokerage account and you the stock market lingo it’s time to choose your investment style. Gaining a basic understanding of the major investment styles is one of the fastest ways to make…
How Putting your House in Order Can Change Your Life
This is post #23 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! The KonMari method kept me busy for a couple of weekends in a row! It was an enjoyable process which left me with a perfectly tidy garderobe, lots of space and a clearer mind. When your room is clean and…
Find the Right Heroes
This is post #22 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! Find your heroes Today’s tip is really, really simple: Surround yourself with people you admire! People who are turning you on. People who you believe in and who trigger you. This energy is so powerful that it will lift you…
Test Drive Your Dream
This is post #21 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! My dream (and goal) is to be financially independent. Tomorrow I start a special kind of test drive. I am taking 6 months to travel, write this blog, take pictures, meet new people, jump from bridges, hike, swim,…
Do the Money Talk with Your Partner Now!
This is post #20 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! I know couples who believe in “What’s mine is yours” and merge their finances. All their income ends in a single account. Their debit/credit cards are connected to the same account. I know couples who are precise and mathematical…
Pack Your Own Lunch at Least Twice a Week
This is post #19 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip! Do you know how much you spend for lunch? When I started calculating my monthly expenses, I realized I was spending a lot on eating out at lunch break. I had been working at the same office for about…
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