The following Camino de Santiago packing list has been tried and tested by myself walking 220km of the Camino de Santiago in Spain for a total of 10 days. ****** Ladies and gentlemen, lo and behold! I just reached a new level of my minimalist game! I walked 220km for a total of 10 days only with cabin luggage. The…
My Min Goal Is € 1 Million: Interview with Alexis
Hello there! This is the start of a guest post/interview series by people who are well on their way to financial independence (FI) or have reached it already. I’d kick it off with an interview with Alexis, whose minimum goal is 1 million euros. He reveals his rational and well-thought master plan for reaching FI. I hope…
A Simple Agile Practice Will Help You Get Closer to Your Dream Life
The path to your dream life is complex and unpredictable. It’s very much like software development. How do I know?! I come from a software development background. I have been applying agile methodologies to get projects done for more than 6 years now. That’s how I started using some of the agile practices in my personal life. We do not learn from…
You Don’t Need Financial Freedom To Be Free
When I started writing about financial freedom, my goal was clear – to become financially independent in 5 years – by 2022. As time passed and I dug deeper, I realized financial freedom is only one limited aspect of the broad concept of freedom. It is external. The most tangible. The most easily graspable. Most of all it can…
How to Invest in Christmas
Are you looking for out-of-the-box opportunities to invest? Read on! Exactly 7 months from now is … Christmas! You guessed it! I don’t do Christmas for the obsessive overconsumption. But I love Christmas for the food, the snow fights, chilling with the family and watching a great Christmas comedy. I love creative ways of making money….
Why Not Ask Money on a Date?
Let me share a perspective. I see Money as a friend. The more care and respect you treat them with, the more they will stick around. If you don’t appreciate Money or completely ignore them, they will run away from you. Money of itself is not dirty. It’s the concepts around Money that might put you off or make you feel…
Get to Know Your Creative Process and Create Big Magic
Reaching financial independence early in life is still uncommon. In the best case, it’s seen as mega ambitious or plain crazy. You will have to find creative ways to get there. Most surely you will have to do something you have never done before – start a side hustle or a business, create a product or a…
Investing in ETFs 101 for beginners
You want to start investing in ETFs but haven’t started yet? Don’t worry. The best day to start investing was 20 years ago. The second best day is today. You’ve come to the right place, my friend. If you haven’t done it yet, set your brokerage account and get familiar with the online interface. Let’s…
How Monday Became My Favourite Day
About 3 months ago I was about to take a leap into the unknown. It was the start of my 6 months sabbatical. I clearly remember finishing off the last tasks on Friday evening, saying goodbye to colleagues, and not willing to leave the office. It meant the start of a new chapter and although it…
7 Common Misconceptions About Buying a Home vs. Renting
The interest rates on home loans are at all times low. The interest rates on savings are close to zero. It’s logical to ask yourself: What do I do with my money? You are bombarded with all kinds of ‘wise’ advice and marketing messages: Don’t make your landlord rich – instead of paying rent, invest in your own…
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