Overheard at a crowded Christmas market in Berlin: – Mom, I have another wish for Christmas.– What is it? (holding breath)– …insert a random item…– How much does it cost?– 250€– I will think about it. Even more unsettling messages stare at me from the billboards and shop windows: “It’s the perfect gift for her”…
What Are My Basic Monthly Expenses?
The road to financial independence always comes down to two factors: income and expenses. One side of the equation is how much money I earn every month and the other is how much I spend. Although I am a firm believer that I am the creator of my reality, the truth is that increasing one’s income…
How My Desire for Financial Independence Began?
My early money experiences As a little girl growing up in Bulgaria, the message was clear: Bad times are coming, money doesn’t grow on trees! If you want to have something, you have to work for it. – my mom Don’t get me wrong, my family was not poor. We have always had enough food…