It’s the end of the year. It’s time to reflect and prepare for a new beginning. Isn’t this awesome?! 365days are gone, and we get another 365days for making our dreams come true. It’s like the universe, God or whatever you believe in, high fives you and says: Hey, I believe in your goals and dreams!…
Why I Don’t Do Christmas
Overheard at a crowded Christmas market in Berlin: – Mom, I have another wish for Christmas.– What is it? (holding breath)– …insert a random item…– How much does it cost?– 250€– I will think about it. Even more unsettling messages stare at me from the billboards and shop windows: “It’s the perfect gift for her”…
What Are My Basic Monthly Expenses?
The road to financial independence always comes down to two factors: income and expenses. One side of the equation is how much money I earn every month and the other is how much I spend. Although I am a firm believer that I am the creator of my reality, the truth is that increasing one’s income…
How My Desire for Financial Independence Began?
My early money experiences As a little girl growing up in Bulgaria, the message was clear: Bad times are coming, money doesn’t grow on trees! If you want to have something, you have to work for it. – my mom Don’t get me wrong, my family was not poor. We have always had enough food…