Today’s the last day of my sabbatical! I can’t believe it’s been six months since I left the office on a chilly Friday evening in January 2017. A retrospective is due. Where did all this time go?! Our perception of time is a strange thing. Back then, the upcoming half a year felt like a foggy…
How Monday Became My Favourite Day
About 3 months ago I was about to take a leap into the unknown. It was the start of my 6 months sabbatical. I clearly remember finishing off the last tasks on Friday evening, saying goodbye to colleagues, and not willing to leave the office. It meant the start of a new chapter and although it…
What Happened to My 2017 Goals
In December of 2016, I shared 13 steps to become mighty real on your goals. I followed my own advice and proudly put my goals on the wall. I claimed all you needed to do was to bring those wishes and desires to the light of day, and then they will become reality. It’s 3 months down…
Financial Independence – the Exact Plan Revealed
Now that I nailed my life after reaching financial independence, here are some numbers to back it up. As I previously stated: Early retirement for me means to have my basic monthly expenses of €1000 covered for the rest of my life. I need to develop an investment which yields €1K monthly (or €12K yearly) continuously for the rest…
How I Imagine Retirement in 5 Years?
The big goal of reaching financial freedom in 5 years is out there! But what does it exactly mean? How will I know I have reached the goal? Early retirement means having my basic monthly expenses of €1000 covered for the rest of my life. I exclude possible future increases in expenses caused by any exceptional and unforeseeable…
13 Things I learned on a 30 Day Challenge
This is post #30 from the 30 Day Personal Finance Challenge: Boost Your Financial Health with a Daily Tip Exactly 30 days I ago I started the Personal Finance Challenge! On one side, I was challenging you to put in shape your finances. On the other side, it was for myself to force me to write a…
13 Simple Steps To Get Mighty Real On Your Goals
It’s the end of the year. It’s time to reflect and prepare for a new beginning. Isn’t this awesome?! 365days are gone, and we get another 365days for making our dreams come true. It’s like the universe, God or whatever you believe in, high fives you and says: Hey, I believe in your goals and dreams!…
What Are My Basic Monthly Expenses?
The road to financial independence always comes down to two factors: income and expenses. One side of the equation is how much money I earn every month and the other is how much I spend. Although I am a firm believer that I am the creator of my reality, the truth is that increasing one’s income…
How My Desire for Financial Independence Began?
My early money experiences As a little girl growing up in Bulgaria, the message was clear: Bad times are coming, money doesn’t grow on trees! If you want to have something, you have to work for it. – my mom Don’t get me wrong, my family was not poor. We have always had enough food…